Privacy Policy

1. Introduction

This Privacy Policy explains how My Point League ("MPL," "the Service," "we," "us," or "our") collects, uses, shares, and protects personal information when you visit https://mypointleague.com or use our web application. My Point League is a web-based, season-long sports prediction game operated by Via Nova Holdings LLC, a Wyoming limited liability company doing business as "My Point League" (an assumed name registered in Michigan).

By creating an account or otherwise using the Service, you acknowledge that you have read and understood this Privacy Policy. Please read it together with our Terms of Service, which governs your use of the Service.

2. Who This Policy Applies To; Eligibility

The Service is intended solely for residents of the United States who are 18 years of age or older. It is not directed to, and we do not knowingly collect personal information from, anyone under 18. If you are located outside the United States or are under 18, please do not use the Service or provide us with personal information. See Section 12 (Children's Privacy).

3. Information We Collect

We collect the categories of personal information described below. We do not collect government-identification numbers, biometric data, or precise geolocation data.

Note on phone number. The phone number field is optional and currently unverified. Our former SMS provider has been discontinued, and we do not presently use phone numbers to send messages. The field is reserved for optional SMS functionality we may offer in the future.

4. How We Collect Personal Information

• Directly from you - when you register an account, set up or join a league, make picks, set a screen name or notification preferences, or submit a Corporate/Partner inquiry.

• From Google (optional sign-in) - if you choose to sign in with Google, Google returns basic profile information (your name and email) to establish your account. This happens only for users who select Google sign-in.

• From our payment processor - when a commissioner pays to upgrade a league, Stripe processes the payment and returns transaction metadata (tier, amount, status). We do not receive full card numbers.

• Automatically - we use strictly necessary cookies to keep you logged in and to maintain your session (see Section 6).

5. How We Use Personal Information

We use personal information to:

• Create and authenticate user accounts and maintain logged-in sessions;

• Operate the game - record picks, calculate scores, and display leaderboards and results within a league;

• Enable commissioners to manage their leagues - invite, approve, remove, or ban participants, and message their members;

• Send transactional and league-related email - confirmations, reminders, results, join-request and approval notices, and account-recovery messages;

• Process payments for paid league tiers and record payment status;

• Respond to Corporate/Partner sales inquiries; and

• Operate, secure, debug, and improve the Service.

What we do not do. We do not sell your personal information, we do not serve third-party advertising, and we do not currently use any web analytics or behavioral-tracking tools.

6. Cookies and Similar Technologies

We use cookies that are strictly necessary to operate the Service - principally authentication and session cookies that keep you logged in and refresh your session. We do not currently use advertising cookies or third-party analytics or tracking cookies. Because our cookies are strictly necessary to provide the Service you request, they do not require a consent banner under applicable law.

Future analytics. We do not use web analytics today. If we later add analytics or similar technologies, we will update this Policy, describe the tools used, and provide any consent mechanism required by applicable law before enabling them.

7. How We Share Personal Information

We share personal information only as described below. We do not sell personal information, and we do not share it for cross-context behavioral advertising.

7.1 Within your league

Your name and (if set) your screen name, along with your picks, standings, and league status, are visible to the commissioner and other members of the leagues you join. Leagues are private and organizer-run; MPL does not operate public, open-to-the-world contests.

7.2 Service providers (sub-processors)

We rely on the following third parties to deliver the Service. Each processes only the personal information needed for its function and is expected to protect it consistent with this Policy.

7.3 Legal and protective disclosures

We may disclose personal information if required to do so by law, subpoena, or legal process, or where we believe in good faith that disclosure is necessary to protect our rights, your safety or the safety of others, investigate fraud, or respond to a government request.

7.4 Business transfers

If we are involved in a merger, acquisition, financing, reorganization, or sale of assets, personal information may be transferred as part of that transaction, subject to this Policy or a successor policy.

8. Email Communications and Your Choices

We send email through our provider, Resend. The categories of email we send include:

• Account - email verification and password recovery.

• Gameplay - pick confirmations, weekly pick reminders, last-chance reminders, and weekly results with your current rank.

• League management - join-request notices to commissioners and join-approved/declined notices to players, and a "league full" notice to the commissioner.

• Commissioner messages - a commissioner may send a message ("blast") to the members of their league. These are operational messages related to a league you have joined.

You can opt out of reminder and results emails through your notification preferences. Transactional messages necessary to operate your account - such as email verification and password reset - are not optional. We do not send MPL marketing email at this time; if we introduce marketing email in the future, we will obtain any required consent and provide an unsubscribe mechanism.

9. Data Retention

We retain user and league data for the life of the relevant account or league so that the game can run across a season. We maintain internal procedures to remove user and test data while preserving reference data (such as sports, schedules, and teams). We currently do not offer a public, self-serve account-deletion flow; you may request access to or deletion of your information as described in Section 10.

10. Your Privacy Rights

Depending on your state of residence, U.S. state privacy laws (for example, in California, Virginia, Colorado, Connecticut, and Utah, among others) may give you rights with respect to your personal information, which may include the right to:

• Know or access the personal information we hold about you;

• Request correction of inaccurate personal information;

• Request deletion of your personal information;

• Obtain a portable copy of certain information; and

• Not be discriminated against for exercising these rights.

We do not sell personal information and do not process it for targeted advertising, so no opt-out of those activities is necessary. To exercise any right, contact us at support@mypointleague.com. We will verify your request (typically by confirming control of the account email) and respond within the time required by applicable law. You may designate an authorized agent to act on your behalf where the law permits.

11. How We Protect Personal Information

We use administrative, technical, and organizational safeguards designed to protect personal information, including hashed password storage handled by our authentication provider, encrypted transport, and reliance on established infrastructure providers. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security. You are responsible for keeping your account credentials confidential.

12. Children's Privacy

The Service is intended for adults 18 and older and is not directed to children. We do not knowingly collect personal information from anyone under 18, and in no event from children under 13. If we learn that we have collected personal information from a child under 18, we will delete it. If you believe a minor has provided us with personal information, contact us at support@mypointleague.com.

13. Third-Party Services, Links, and Marks

The Service displays professional and collegiate team names and schedules and uses a third-party sports data feed (ESPN). My Point League is not affiliated with, endorsed by, or sponsored by any sports league, team, or data provider. This Policy does not apply to any third-party websites or services that we do not control; their handling of your information is governed by their own privacy policies.

14. Where Your Information Is Processed

The Service is offered to, and intended for, users in the United States, and personal information is processed and stored in the United States by us and our service providers. If you access the Service from outside the United States, you do so on your own initiative and are responsible for compliance with local law.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Each version carries a version number and effective date. If we make material changes, we will provide notice as required and, where appropriate, ask you to review and accept the updated Policy. Your continued use of the Service after an update takes effect constitutes acceptance of the revised Policy to the extent permitted by law. We keep a record of the version each user has accepted (user identifier, timestamp, and the version/effective date).

16. Contact Us

If you have questions or requests regarding this Privacy Policy or your personal information, contact us at:

Via Nova Holdings LLC, d/b/a My Point League

Email: support@mypointleague.com

Website: https://mypointleague.com